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Terms and Conditions     IPID Document

Denplan voluntary registration

You get all the benefits on Denplan Lucent 1 for just:

£12.25 per month (or £147.00 per year) from 1st January 2025

Premium shown includes Insurance Premium Tax (IPT) (if applicable).

Select your required product:

Would you like to cover your partner:

Would you like to cover any children:

Dependant children may be up to the age of 24

N.B. Lucent Level 1 may not be suitable for children under the age of 18

(or under the age of 19 if in full-time education) as they are exempt from NHS charges


Your table of cover

Denplan Lucent

There are no annual limits

Benefits are for each person covered on the policy

Covered children will receive their own benefit entitlement
Level 1 Level 2 Level 3 Level 4 Level 5 Level 6
Routine checks - each occasion
Examinations Normal, routine, recall examinations 100% up to NHS limits £24 £29 £35 £46 £57
Extensive, New patient, Specialist, Consultation £46 £57 £75 £81 £86
X-rays
(each x-ray)		 Small, Intra Oral, Bitewing £7 £8 £9 £12 £14
Large, O.P.G, CT scan £17 £23 £29 £35 £40
Routine treatment - each occasion
Cleaning Scale & Polish, Hygienes 100% up to NHS limits £46 £57 £69 £75 £81
Fillings
 Silver £37 £47 £58 £68 £79
White £47 £63 £79 £95 £110
Major treatment - each full course of treatment (including preparation, supply and fit)
Crown (each tooth) 100% up to NHS limits £200 £242 £315 £410 £494
Post (each tooth) £42 £53 £63 £74 £84
Root Canal (each tooth) £105 £152 £189 £236 £347
Bridge (any number of teeth) £420 £578 £735 £893 £1,050
Dental Implant
(This reimbursement includes the implant and abutment. The cost of the crown is additionally covered up to the crown for each tooth limit)		 £210 £236 £263 £289 £315
Orthodontic (IOTN grade 4 – 5) £420 £499 £578 £656 £735
Denture - upper (partial or full) £378 £504 £630 £714 £798
Denture - lower (partial or full) £378 £504 £630 £714 £798
Inlay, Onlay (each tooth) £210 £236 £263 £315 £368
Veneer (each tooth; clinically necessary) £210 £236 £263 £310 £410
Periodontal, Gingivectomy £89 £95 £105 £116 £126
Repairs (for example recementation of a crown or bridge) £46 £52 £57 £63 £75
Extractions Simple (each tooth) 100% up to NHS limits £28 £35 £44 £57 £72
Surgical (each tooth) £58 £63 £68 £105 £137
Treatment extras - each requirement
Fissure sealant 100% up to NHS limits £29 £35 £46 £57 £69
Topical fluoride application £28 £37 £40 £44 £46
Sedation, Local anaesthetic £74 £79 £84 £89 £95
Mouthguard (including sport),Splinting, Post orthodontic retainer £53 £58 £63 £68 £75
Other clinically necessary restorative treatment not listed £68 £79 £89 £105 £121
NHS treatment
Payback level 100% Included Included Included Included Included Included
 
Each person is also covered for the following benefits up to an annual limit
Emergency and injury
Worldwide emergency dental treatment £800

Four incidents within the UK up to £200 each or two incidents overseas up to £400 each, towards your emergency appointment which is not pre-planned.
Worldwide dental injury £10,000

Four incidents covered up to £2,500 each.
Dentist call out fees (UK only) £300

Two incidents covered up to £150 each.
Worldwide telephone consultations for dental emergency or dental injury 100%

When referred by Denplan through the emergency dental helpline.
Worldwide hospital cash benefit £1,000

£100 each night, up to 10 nights. Cash amount when you are admitted for dental treatment under the care of a consultant specialising in dental or maxillofacial surgery in relation to a head or neck condition.
Mouth cancer cover £20,000

Payment up to £20,000 towards one course of treatment up to18 months following diagnosis. Cover not available for the first 90 days, please refer to section 1. Schedule of benefits of your policy terms and conditions.
Smile Centre (These services can be accessed through the Smile Centre via your online account at www.denplan.co.uk/employeeonline)
24-hour worldwide dental emergency helpline

Access to unlimited 24/7 dental emergency helpline wherever you are in the world.
24-hour coping with dental anxiety helpline

Access to 24/7 telephone counselling service to support you with dental related anxiety, worry and stress. Up to four structured telephone counselling sessions for each issue, in each year.
Dental health information and tools

Dental health information for you and your family, dentist location finder tools, discounts and more.

Your table of cover

Denplan Lucent

There are no annual limits

Benefits are for each person covered on the policy

Covered children will receive their own benefit entitlement
Level 1 Level 2 Level 3 Level 4 Level 5 Level 6
Routine checks - each occasion
Examinations Normal, routine, recall examinations Up to NHS limits £20 £25 £30 £40 £50
Extensive, New patient,Specialist, Consultation £40 £50 £65 £70 £75
X-rays
(each x-ray)		 Small, Intra Oral, Bitewing £6 £7 £8 £10 £12
Large, O.P.G, CT scan £15 £20 £25 £30 £35
Routine treatment - each occasion
Cleaning Scale & Polish, Hygienes Up to NHS limits £40 £50 £60 £65 £70
Fillings
 Silver £35 £45 £55 £65 £70
White £45 £60 £75 £90 £105
Major treatment - each full course of treatment (including preparation, supply and fit)
Crown Up to NHS limits £190 £230 £300 £390 £470
Post £40 £50 £60 £70 £80
Root Canal £100 £145 £180 £225 £330
Bridge £400 £550 £700 £850 £1,000
Dental Implant
(This reimbursement includes the implant and abutment. The cost of the crown is additionally covered up to the crown for each tooth limit)		 £200 £225 £250 £275 £300
Orthodontic (IOTN grade 4 – 5) £400 £475 £550 £625 £700
Denture - upper £360 £480 £600 £680 £760
Denture - lower £360 £480 £600 £680 £760
Inlay, Onlay £200 £225 £250 £300 £350
Veneer (clinically necessary) £200 £225 £250 £295 £390
Periodontal, Gingivectomy £85 £90 £100 £110 £120
Repairs (for example recementation of a crown or bridge) £40 £45 £50 £55 £65
Extractions Simple Up to NHS limits £25 £32 £40 £52 £65
Surgical £55 £60 £65 £100 £130
Treatment extras - each requirement
Fissure sealant Up to NHS limits £25 £30 £40 £50 £60
Topical fluoride application £24 £32 £35 £38 £40
Sedation, Local anaesthetic £70 £75 £80 £85 £90
Mouthguard (including sport),Splinting, Post orthodontic retainer £50 £55 £60 £65 £70
Other clinically necessary restorative treatment not listed £65 £75 £85 £100 £115
NHS treatment
Payback level 100% Included Included Included Included Included Included
 
Each person is also covered for the following benefits up to an annual limit
Emergency and injury
Worldwide emergency dental treatment £800

Four incidents within the UK up to £200 each or two incidents overseas up to £400 each
Worldwide dental injury £10,000

Four incidents covered up to £2,500 each
Dentist call out fees (UK only) £300

Two incidents covered up to £150 each
Worldwide telephone consultations for dental emergency or dental injury 100%

When arranged by Simplyhealth through the emergency dental helpline
24-hour worldwide dental emergency helpline Included
Additional support
Worldwide hospital cash benefit £1,000

£100 each night, up to 10 nights Cash amount when you are admitted for dental treatment under the care of a consultant specialising in dental or maxillofacial surgery in relation to a head or neck condition
Mouth cancer cover £20,000

Payment up to £20,000 towards one course of treatment up to18 months following diagnosis.. Cover not immediately available. Please read your terms and conditions
Smile Centre
Dental health information for you and your family; dentist location finder tools, and more. These services can be accessed via your online account at www.denplan.co.uk/employeeonline Included